The Online B.Com in FinTech is an undergraduate Bachelor of Commerce degree delivered online, with a special focus on financial technology (FinTech). Rather than only traditional commerce topics like accounting and business law, this programme adds newer areas like blockchain, digital payments, cryptocurrencies, banking tech, investment platforms. For example, the programme at Hindustan Institute of Technology and Science (HITS) Chennai describes it as a three-year online B.Com in FinTech that “will also expose students to emerging technologies such as Blockchain, Cryptocurrencies, APIs, and advanced banking tools.”
The appeal: If you’re interested in commerce but also want to be ready for newer financial world realities (digital banking, FinTech startups, online trading), this programme mixes both worlds.
Why consider an Online B.Com in FinTech in India?
Here are some of the main reasons:
- Flexibility: Because it’s online, you can study from home (or where you are) and often balance work or other commitments. The HITS online programme emphasises online mode.
- Modern curriculum: It doesn’t just stick to old commerce topics. It brings in FinTech specialisations—so you’re learning skills relevant for the changing financial sector (digital payments, blockchain, investing platforms).
- Career relevance: The finance world is increasingly digital. So a commerce degree with FinTech flavour can help you in banking, finance, investment, or tech-finance crossover roles.
- Lower cost / greater accessibility: Compared to full-time campus programmes (and sometimes full-time tech programmes), online degrees may cost less or allow more flexibility in pacing.
- ** recognised qualification**: If the institution is properly approved, you’re getting a full Bachelor’s degree which is valid for further studies (M.Com, MBA) or jobs. For example, HITS says its online B.Com in FinTech is UGC-approved.
Online B.Com in FinTech: Duration, Eligibility & Mode
Duration
Typically, the Online B.Com in FinTech is a 3-year (six semesters) programme when taken full time. For example, HITS says: “The online B.Com in FinTech is a three-year online degree programme.”
Many online programmes allow a longer maximum time (for instance up to six years) so you can pace yourself.
Eligibility
Most programmes require that the applicant has passed their 10 + 2 (senior secondary) or equivalent from a recognised board in any stream. For HITS: “To enrol … candidates must have passed class 12th/PUC/HSC in any stream from a recognised board.”
No heavy entrance exams are always required for the online B.Com FinTech route (though this could vary) because the selection is often based on merit or qualifying exam result.
Mode of Learning
- Fully online mode (classes, study material, assessments) is the norm. For HITS, classes are online and you can attend from home.
- The assessments often include Continuous Internal Assessment (CIA) – assignments, quizzes, online tests – plus End Semester Examination (ESE). HITS mentions this.
- You may need to visit on-campus exam centre for end semester exams in some cases (HITS mentions exam centre at Padur, Chennai).
Fee Structure: Online B.Com in FinTech Fees
When comparing colleges, one of your most important questions is: How much will the Online B.Com in FinTech cost?
Here’s what we know, especially for the HITS example, and some estimates for India.
- At HITS: The complete programme fee is listed as ₹ 1.05 lakh (i.e. ~₹ 1,05,000) for the total duration.
- Some platforms/aggregators estimate online B.Com FinTech fees in India more broadly ranging between roughly ₹ 23,700 to ₹ 62,200 per year.
- Fee structure example breakdown at HITS via another site: Year 1 ₹35,000; Year 2 ₹35,000; Year 3 ₹35,000 → Total ~₹1,05,000.
Tips when comparing:
- Check total fees for the full programme, not just first year.
- Check whether the fee includes study material, access to digital library, tech platform, and if any extra costs (exam fees, re-attempts).
- Watch for scholarship/discount options for online students.
- Consider whether the college lets you pay in installments or offers EMI.
- Understand any refund/cancellation conditions.
Admission Process: How to Enrol in Online B.Com in FinTech
Here are the typical steps you’ll go through to secure admission into an Online B.Com in FinTech.
- Check eligibility: Verify that you meet the 10 + 2 requirement and any other criteria.
- Visit the institution’s official portal: For example HITS instructs candidates to go to their online portal (code.hindustanuniv.ac.in) for the Online B.Com in FinTech admission.
- Register / Apply online: Usually involves filling personal details (name, email, mobile), selecting the course, uploading required documents (10+2 certificate, ID proof, photo). HITS lists: registration → email verification → application form → payment of application fee.
- Document verification: The institution will check your submitted documents.
- Payment of fee / first instalment: After acceptance you pay the defined fee.
- Receive login / orientation: Once admitted you get access credentials for the online learning system.
- Start classes according to schedule.
Important to note: Deadlines matter. Even though it’s online, seats or intake may be limited. Ensure you apply early, keep track of any special instructions.
Course & Curriculum: What You’ll Study
What does the “Online B.Com in FinTech Course” cover? Here’s a typical curriculum based on HITS and other sources.
Core Commerce Foundation (first semesters)
- Financial Accounting I, Business Communication, Principles of Micro Economics, Business Statistics, E-Business. (HITS Semester 1)
- Business Law, Principles of Management, Financial Accounting II, Business Mathematics. (Semester 2)
Intermediate Level (middle semesters)
- Corporate Governance & Business Ethics, Marketing of Banking Services, Corporate Accounting, Banking Theory & Practice, Theory of Money and Banking. (Semester 3)
- Management Information Systems, Business Taxation, Financial Management, Cost Accounting, Treasury Management. (Semester 4)
Specialisation in FinTech / Finance & Markets (later semesters)
- Research Methods, Management Accounting, Income Tax Law, Technology in Finance, International Banking. (Semester 5)
- Financial Markets & Services, Investment Management, Credit Risk Management in Banks. (Semester 6)
Highlights of the FinTech focus
- Emerging tech like blockchain, cryptocurrencies, digital banking tools, APIs. HITS mentions these explicitly for the FinTech specialisation.
- Emphasis on combining commerce skills (accounting, financial management) with technology-driven financial domain skills.
How it benefits you
- Foundation in commerce gives you the base (accounting, taxation, business law).
- FinTech added layer gives you relevance for digital financial world: digital payments, trading platforms, financial services tech.
- Because it is online, you also develop digital-learning and self-management skills.
Colleges / Providers: Online B.Com in FinTech Colleges
While there are multiple institutions offering Online B.Com in FinTech in India, a prominent example is:
Hindustan Institute of Technology and Science (HITS), Chennai – Centre for Open & Digital Education (CODE)
- Offers “Online B.Com in FinTech” via their CODE unit.
- Course mode: online, duration 3 years, fee ~₹ 1.05 lakh.
- Eligibility: 10 + 2 from recognised board.
- Recognition: UGC approved, NAAC/A+ for the university.
- Course highlights: multidisciplinary, industry interaction, placement assistance, global exposure.
When comparing top colleges for Online B.Com in FinTech, besides fee and duration you should look at:
- Accreditation and recognition (UGC, NAAC).
- The quality of the online platform (LMS, recorded lectures, live sessions).
- Placement or industry tie-ups (especially with FinTech firms).
- Support services (mentors, career counselling).
- Flexibility (ability to pace your studies, access recorded content anytime).
Review & What to Consider (Online B.Com in FinTech Review)
Here’s how to think about this programme’s strengths and limitations based on available info.
Strengths
- Being online, it offers flexibility—especially good for working students or those who cannot relocate.
- Has modern relevance: FinTech is growing in India (digital payments, online investing, blockchain, etc.).
- Good value: For example, ₹ 1.05 lakh for 3 years is reasonable compared to some full-time campus programmes.
- Appears credible: The example institution (HITS) is accredited, has UGC-approval for online courses.
- Curriculum is blended: finance + technology + commerce gives you a unique edge.
Things to watch/weaknesses
- Online mode means you must be disciplined; self-motivation is crucial.
- Practicals: Even though modern topics are included, if you want heavy lab/face-to-face experience (e.g., in tech or advanced FinTech labs), you may get less of that compared to full-time campus programmes.
- Reputation and brand matter: While the degree may be valid, employers may give different weight to online vs traditional campus programmes depending on institution and your own performance.
- Internships: You may need to proactively seek internships or live projects to gain experience, because you might have fewer on-campus activities.
- Market of FinTech is evolving: So you’ll need to keep updating your skills beyond the degree (certifications, projects, tech exposure) to stay competitive.
Career Prospects After Online B.Com in FinTech
What can you do once you’ve completed the Online B.Com in FinTech? Here are possibilities:
- Entry-level roles: Junior analyst in a bank, associate in financial services, customer-service roles in digital payments, operations in FinTech companies, back-office roles in investment firms.
- Mid-level roles (with experience or further study): Investment advisor, FinTech operations manager, blockchain analyst, risk management in banks, portfolio management.
- Further studies: You can go for M.Com, MBA (Finance/FinTech specialisation), certifications like CFA or CFP, or specialised FinTech diplomas.
- Entrepreneurial/Tech hybrid roles: With FinTech knowledge + commerce, you may start or join startups in digital lending, payments, financial analytics, crypto fintech.
- Earnings: While it varies greatly by company, role, region and your skills, some sources estimate starting salaries in FinTech/finance roles in India may be in the range of ₹ 3-6 lakh per annum (or more) for fresh graduates—but this is indicative and depends heavily on your skills, internship experience, the employer. (General guide for online B.Com FinTech)
Summary
In brief: If you’re looking at the Online B.Com in FinTech in India, here’s the quick summary:
- Duration: 3 years (typically).
- Eligibility: 10 + 2 from recognised board.
- Fees: Example ~₹ 1.05 lakh total for 3 years at a credible institution like HITS; broadly online FinTech B.Com fees in India may range widely.
- What you’ll study: Commerce foundation + FinTech specialisation (blockchain, digital banking, investment, risk management).
- Admission: Online application, document upload, fee payment, online classes.
- Why it matters: Combines traditional commerce with modern finance tech – good for the evolving job market.
- Considerations: Your self-discipline, the institution’s brand, how much effort you put in beyond just classes.
- Career: Multiple paths in finance, FinTech startups, banking operations, further studies.
